For the construction industry, securing the right cover for your business is vital.

The team at Target Zero Insurance can arrange comprehensive and competitive contractors insurance to meet your needs.

We can help with:

Contractors All Risks

All risks cover for:

  • The “Contract Works”
  • Own plant & equipment
  • Hired-in plant & equipment
  • Liability for Continuing Hire Charges
  • Employees tools

Public & Products Liability

Liability cover for damage to third parties or their property arising from your business activities, including products supplied or installed.

Employers Liability

Protecting you against liability for compensation for injury or illness from your employees arising through their employment. A compulsory and legal requirement.

Personal Accident / Sickness

Protection for your employees providing them with tax-free cash payments following death or disablement following an accident, or for sickness causing temporary absence from work.

Non-negligent Insurance /JCT

Giving property owners protection against damage to any third-party property not caused by contractor negligence.

Construction Bonds

Construction bonds are a type of surety bond that protects against disruption or financial loss due to a contractor’s failure to complete a project or failure to meet contract specifications.

Installation All Risks

All Risks’ of physical loss or damage to cover your responsibilities arising out of contract(s) for the supply, installation or repair of machinery.

Latent Defects

Cost of rectifying any damage that has been caused by faults in workmanship, materials, construction or installation during construction.

Why Choose
Target Zero Insurance?

  • Honest advice and unrivalled support from trade industry experts
  • Tailored commercial insurance policies to meet all your cover requirements
  • Free, no obligation commercial insurance quotes for all trade businesses
  • Access to whole of market
  • Competitively priced premiums

We at Target Zero understand better than anyone the demands and needs of the construction industry and recognise that your business faces unique risks and challenges every day, because of this we aim to provide you and your business with insurance that protects you and your livelihood day in, day out. With our knowledge of the industry and flexible options you can build a policy that works for you giving you confidence and peace of mind that you are protected where it matters.

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Looking for a different service?

  • Motor Fleet

    Motor Fleet

    When insuring your fleet of vehicles, having the right insurances with a specialist motor fleet insurer is crucial for the smooth operation of your business. We are here to help whether your fleet consists of 3 or 300 vehicles.

    Motor Fleet

    Commercial Combined

    The Commercial Combined policy can be tailored to your exact requirements and it is fully flexible, all you need to do is tell us your requirements and we will put together a policy that best suits your needs.

    Motor Fleet

    Tradesman Insurance

    Each trade is different, but Target Zero can tailor cover to give you the confidence you need when you are out working – from legal liability cover to cover for their most important tools, plant and materials.

  • Motor Fleet

    Commercial Property

    Designed for owner-occupiers, property owners, investors and developers, we can insure stand-alone buildings as well as portfolios of commercial and residential properties.

    Motor Fleet

    Professional Indemnity

    PI insurance is designed to protect professionals and their business against third party claims alleging that they have been affected due to professional negligence, breach of contract and/or non-performance.

    Motor Fleet

    Office / Shop / Surgery insurance

    Target Zero can provide a comprehensive cover for your Office, Retail Shop or Surgery that allows you to run your business with complete confidence. Covering your assets, earnings and liabilities all under one policy.