Construction Insurance Specialists: 0333 444 0018
Target Zero Insurance
Target Zero Insurance

Construction & Trades Insurance

Construction Insurance Built for UK Contractors of Every Size.

Target Zero Insurance has the capability, knowledge, and experience to provide individual solutions across the construction sector, from JCT contract obligations and performance bonds to straightforward liability insurance.

Core Construction Insurance Solutions

Flexible structures for sole traders, regional contractors, and national contracting businesses.

Liability Insurance

Public and employers liability arrangements aligned to your trade exposure and contract requirements.

Explore liability cover

Contract Works

Protection for works in progress, site materials, and project-related risks during build phases.

View contract works options

Performance Bonds

Support with bond requirements for qualifying contractors operating on larger or formal projects.

See bond support

JCT Contract Guidance

Expert advice to help you meet insurance requirements under JCT contract conditions.

Understand JCT requirements

Trades We Cater For

We cater for a multitude of trades within the construction industry, including:

General Builders

Residential and mixed project contractors.

House Builders

Developments, phased builds, and specialist schemes.

Commercial Contractors

Main and subcontractor structures on commercial projects.

Civil & Groundwork

Groundworks, drainage, and civils activity support.

Plumbing & Heating

Installation, repair, and maintenance exposures.

Electrical Contractors

Domestic and commercial electrical operations.

Flooring & Carpentry

Fit-out, joinery, and specialist finishing trades.

Scaffolding & Roofing

Higher hazard liability classes and specialist insurer access.

Many more trades catered for.

Commercial Contractors Under JCT Conditions

Commercial contractors potentially working as a main contractor can bring additional requirements if you are working under JCT contract conditions for your employer. We provide practical advice to ensure you comply with insurance obligations that may apply.

ReviewClause-by-clause checks
AlignCover to contract demands
DocumentEvidence for employers

How We Build Your Insurance Program

From first discussion to policy issue, the process is designed for clarity and speed.

Risk Review

We assess your trade, contract profile, turnover, and workforce structure.

Contract Check

We review relevant JCT and employer requirements where applicable.

Market Placement

We approach insurer markets matched to your risk profile and trade class.

Cover Confirmation

We connect you with the right insurer and guide you through the next steps.

Need Construction Insurance Advice?

Tell us about your trade and contract requirements. We will connect you with the right cover.

Get in Touch