Liability Insurance
Public and employers liability arrangements aligned to your trade exposure and contract requirements.
Construction & Trades Insurance
Target Zero Insurance has the capability, knowledge, and experience to provide individual solutions across the construction sector, from JCT contract obligations and performance bonds to straightforward liability insurance.
Flexible structures for sole traders, regional contractors, and national contracting businesses.
Public and employers liability arrangements aligned to your trade exposure and contract requirements.
Protection for works in progress, site materials, and project-related risks during build phases.
Support with bond requirements for qualifying contractors operating on larger or formal projects.
Expert advice to help you meet insurance requirements under JCT contract conditions.
We cater for a multitude of trades within the construction industry, including:
Residential and mixed project contractors.
Developments, phased builds, and specialist schemes.
Main and subcontractor structures on commercial projects.
Groundworks, drainage, and civils activity support.
Installation, repair, and maintenance exposures.
Domestic and commercial electrical operations.
Fit-out, joinery, and specialist finishing trades.
Higher hazard liability classes and specialist insurer access.
Many more trades catered for.
Commercial contractors potentially working as a main contractor can bring additional requirements if you are working under JCT contract conditions for your employer. We provide practical advice to ensure you comply with insurance obligations that may apply.
From first discussion to policy issue, the process is designed for clarity and speed.
We assess your trade, contract profile, turnover, and workforce structure.
We review relevant JCT and employer requirements where applicable.
We approach insurer markets matched to your risk profile and trade class.
We connect you with the right insurer and guide you through the next steps.
Construction and contract-focused risk guidance from our team.
Tell us about your trade and contract requirements. We will connect you with the right cover.
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